Health insurance in NZ is one of the most comprehensive and affordable in the world. The health insurance is divided into two main types: social security and private insurance. Social security health insurance is available to all residents, regardless of income, while private insurance offers a range of choices for consumers. Private health insurance is a type of insurance that can be purchased by individuals or families. It offers different benefits than social security health Insurance, such as deductibles, co-pays, and coverages for pre-existing conditions. Private health insurance can be more expensive than social security health Insurance because it must be paid on an annual basis rather than monthly like social security health Insurance.

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